When budgeting for a siding project, most homeowners focus on the cost of materials and basic labor. However, many are caught off guard by additional expenses that creep in during the process. These “hidden costs” can significantly impact your overall budget if not planned for early on.
To help you stay financially prepared, here are the most common hidden costs of siding installation — and how to avoid surprises.
1. Old Siding Removal and Disposal
Before installing new siding, your contractor will likely need to remove and dispose of the old material. This process can cost anywhere from $1 to $3 per square foot, depending on the size of the home and the type of siding being removed.
In some cases, older siding may contain asbestos or lead-based paint, especially in homes built before 1978. These materials require special handling and hazardous waste disposal, which can add hundreds or even thousands of dollars to your bill.
2. Underlying Structural Damage
Once old siding is removed, hidden damage like mold, rot, or insect infestation may be revealed in the sheathing or framing underneath. Fixing these issues is critical for your home’s safety and longevity, but can cost anywhere from $500 to $5,000 or more, depending on severity.
Always build a contingency buffer of at least 10–20% of your budget for these kinds of unexpected repairs.
3. Building Permits and Inspections
In many cities and counties, a permit is required for exterior renovations like siding installation. Permit costs can range from $50 to $300, and some municipalities also charge for follow-up inspections.
Failing to obtain a permit can result in fines, delays, or legal issues when you sell your home later. Be sure to ask your contractor whether they will handle permits — and if it’s included in their estimate.
4. Upgrades and Accessories
While discussing siding options, you might be encouraged to add accessories such as:
- Insulated backing for better energy efficiency
- New trim or soffits
- House wrap or moisture barrier layers
- Color upgrades or specialty finishes
Though these upgrades improve your home’s protection and appearance, they can increase the total cost by 15–30%. Be sure to separate “must-haves” from “nice-to-haves” when reviewing options.
5. Landscaping Repairs
Siding projects can disrupt landscaping — flattened flower beds, damaged shrubs, or dislodged paving stones are not uncommon. While not always a huge expense, post-installation landscaping repair can add $100 to $1,000 depending on the damage.
Tip: Move valuable plants away from work zones ahead of time, and discuss protective measures with your contractor.
6. Higher Utility Bills During Installation
If your home is exposed during siding removal and replacement, you may experience higher heating or cooling bills, especially during extreme weather. While temporary, it’s something to anticipate if the project lasts more than a few days.
Conclusion: Prepare Beyond the Basics
Understanding the full scope of potential costs helps you budget realistically and avoid financial stress. Always ask your contractor for a detailed estimate that includes:
- Old siding removal
- Potential repairs
- Permit fees
- Accessories or upgrades
- Clean-up and disposal
By planning ahead and setting aside a contingency budget, you’ll be ready for any surprises — and complete your siding project with confidence.
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